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Ruling 2701

If a person endows something to himself – for example, he endows a shop to himself so that after his death the income from it would be spent on paying off his debts or to hire someone to perform his lapsed (qaḍāʾ) ritual acts of worship (ʿibādāt) – then such an endowment is not valid. However, if he, for example, endows a house to accommodate poor people (fuqarāʾ) and he himself becomes poor, he can reside in that house. But if he endows the property so that its rental income is to be distributed among the poor and he himself becomes poor, then for him to take from the rental income is problematic [i.e. based on obligatory precaution (al‐iḥtiyāṭ al‐wājib), he must not take from it].