The World Federation One Stop Fiqh

Ruling 2547

If the husband wishes to say the formula of a khulʿ divorce himself, then, if the name of his wife is Fāṭimah, for example, he must say the following after the property has been given:
زَوْجَتِي فَاطِمَةُ خَلَعْتُـهَا عَلَىٰ مَا بَذَلَتْ
zawjatī fāṭimah khalaʿtuhā ʿalā mā badhalat
I give my wife Fāṭimah a khulʿ divorce upon accepting what she has given.

And based on recommended precaution, he should also say:
فَهِیَ طَاِلقٌ
fahiya ṭāliq And so she is divorced.
In case the wife is specified, it is not necessary to mention her name. The same applies in a mubārāh divorce [the laws of which will be mentioned later].