The World Federation One Stop Fiqh

Ruling 2328

If a debtor owns nothing besides the house in which he resides and some things such as household furniture which he needs, a creditor cannot claim what he is owed from him. However, if the property that has been deposited as security is something like a house and household furniture, then the creditor can sell it and take what he is owed in accordance with what was said in the previous ruling.