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Ritual 220

If during an Umrat-ut-Tamatu’ a pilgrim intentionally has sexual intercourse with his wife, and if he does so after performing sa’y, the Umrah is not invalidated. However, there is an obligatory penalty upon him which should, as a matter of precaution, be camel or a cow.

If the intercourse takes place before sa’y is completed, the penalty will be as stated above. As a matter of precaution, he must finish his Umrah, the pilgrimage that follows it, and repeat both of them in the ensuing year.