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Wife Support by Financial Contribution

My question is around the fact that I would like my wife to help me in our early years to gather some savings for our future. My wife did not have a job for 1.5 years, my efforts and majorly the efforts of my father, we got her a job. Now the thing is that before marriage and before our first born, she was always of the opinion that we both will save our assets together for our better future, but now she is like whatever she earns is hers and she doesn’t have to give me any account and that only I have to spend on her and our child (while this is correct as per what Islam teaches us), my question is slightly different : I earn a handsome amount but not extraordinary, barely making regular expenses, I’m constantly striving to increase my income but all will happen in due time right? Allah has written the best for us in the best time. So in order to strengthen ourselves, I proposed the idea that we save a particular amount from my income (major portion I will contribute) and some from hers, in order to always have a backup in emergency. But she is now totally unwilling and kind of hostile, wants to buy jewelry for her mother, run the house for her mother, because her parents are not on good terms (this is another story), Her mother brainwashes her alot in living separate, sharing gifts with her family, doing things for she and her sisters, my wife eats up our budget as well for all the above, I don’t know where her mind and allegiances are. Basically what Ive learned and observed is that my mother in law is an extremely commanding and controlling figure, my wife is exhibiting the exact same qualities. My mother in law misbehaves with her husband, hides things from her, misbehaves with her, speaks loudly, brainwashes the kids against him. The father may not be a very great person, but loves his children so much, works so hard for them, and in the end demands a normal life with an obedient wife, but my mother in law comes from a male dominant family and is fond of control, she has taught her daughters through live example to hide things from the husband, which my wife does now. So the question being, can I ask my wife to help me with finances because I can’t manage alone? I mean we are doing this for us. shouldn’t she be concerned to help me? or us? we are living in such an economically troubled time, single source of earning cannot run a complete household, I know what Islam already says, that the man must earn everything and is responsible for everything, but what if the salary runs out in doing so? now where should the man turn to? The wife also has some money, doesn’t she feel the need to help? This is not help even, this is sticking together. I’m not after her money to get myself gains, I want us to have a car, home, business that we build together, why is this frowned upon? Women do tons of injustice with this whole “what they earn is their’s and what men earn is for everyone”, we have to maintain their standards, buy living necessities, fashion items and when we run out in doing so, this is our fault?