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Am I liable to receive zakat?

Q:

Meri ammi k pass kissi nay zakat kay paisay bhaijay hain kissi mustahiq ka karaz utarnay k liye… she wants me to use that money to pay off one debt… I have some jwellery worth around 8 lac, have a car (from bank) bank bakance of around 9 lac, a job .. but there is a qaraz of around 2 lac which i have to pay? Can i use that zakat money? Mai haqdar hon? Ager istamal karon tou theek hai?

A:

Wa alaykum Salam
Thank you for your question

Aap haqdaar Nahi hain aur wo paise use nahi karsaktin.

Regards
S. Taqawi.