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Khums on unused student loan

Q:

Salam, I’m a university student who receives a loan each year from the government to help pay for my tuition fees. The loan doesn’t accumulate any interest on it, until I finish my studies, thus no interest has been accumulated! The loan doesn’t come as a lump, but rather in small chunks. After paying my tuition fees, I always have some money left over, I’m wondering if I have to pay khums on this amount. If you require any further information to answer this question, feel free to contact me via email Thank you! Wasalam, Narjis F

A:

It is liable to Khums.

Kumail Rajani